First-time buyer mortgages, made simple.
Buying your first home is a big step. A dedicated adviser will work out what you can borrow, find the right deal and guide you all the way to the keys — in plain English.
- Find out how much you could borrow — free
- Deals compared from 100+ lenders, including small-deposit options
- Help with your Agreement in Principle so you can make offers with confidence
- One adviser, start to finish — evenings and weekends too
Prefer to talk? 01947 469003
Free · No obligation · 2 minutes
Get on the property ladder
An adviser will call you within 2 working hours.
We’ll only use your details to contact you about your mortgage.
200+
homeowners helped
5 / 5
average rating on Google
100+
lenders searched for you
40 yrs
of combined experience
Sound familiar?
The questions every first-time buyer asks.
“How much can I actually borrow?”
We’ll look at your income and outgoings and tell you a realistic figure before you start viewing.
“Is my deposit big enough?”
Some lenders accept smaller deposits. We’ll show you which, and what each option costs over time.
“What if my credit isn’t perfect?”
Lenders differ in how they treat credit history. We know where to look and won’t waste applications.
“I don’t understand the jargon.”
LTV, AIP, conveyancing — we explain everything in plain English, and you can ask us anything.
Testimonials
What our clients say.
★★★★★
Absolutely brilliant service! Dan went above and beyond to ensure I secured the best possible mortgage for my situation. He dealt with problems in the process that weren’t even his responsibility, just to make sure everything stayed on track and completed faster. His support, expertise, and responsiveness made the whole experience far less stressful. Highly recommend!
Emma Prudom
Residential Purchase
★★★★★
Daniel was very helpful and professional finding us a new mortgage deal. He always kept us updated on what was going on and the best deals. Very pleased with the service we received and Daniel sorted everything out for us and advised us on the best deal for us. Would highly recommend Your Door Mortgage Advice.
Tiffany McCourt
Residential Remortgage
★★★★★
Outstanding and well organised service from start to finish.
Andrew Needham
Buy-to-Let Remortgage
Working with lenders including:
Your journey
From first chat to front door.
1
Free first call
We get to know you, your plans and your budget. No credit check.
2
Agreement in Principle
So estate agents know you’re serious when you find the one.
3
Offer accepted, we apply
We recommend the right deal and handle the full application with the lender.
4
Keys in hand
We chase lenders, solicitors and agents and keep you updated until completion.
Takes 2 minutes · No obligation
Getting ready
You don’t need anything to get started.
For the first call, just bring your questions. When it’s time to apply, we’ll ask for:
- Photo ID
- Proof of address
- Recent payslips
- Bank statements
- Proof of your deposit
- Details of any credit
Liam Ryder
Financial Services Administrator
Buying your first home is an exciting milestone, and we love being part of that journey. Our goal is to make the process feel as straightforward and stress-free as possible, taking the time to understand what matters most to you and guiding you through each step with honest advice and personal support. There’s nothing quite like seeing the excitement of first-time buyers get the keys to a place they can finally call their own.
How much deposit do I need?
Many lenders ask for at least 5% of the purchase price, and a bigger deposit usually opens up better rates. We’ll show you what’s possible with what you have.
Will talking to you affect my credit score?
No – the first chat involves no credit check. After this, we use a soft credit search for an Agreement in Principle (AIP)
Do you charge first-time buyers a fee?
Our broker fees vary depending on the type and complexity of your case, with fees starting from just £395.
Can you help with schemes for first-time buyers?
Yes. We’ll explain which schemes you may be eligible for and whether they make sense for you.
I haven’t found a property yet. Is it too early?
Not at all — it’s the best time. Knowing your budget first means you view the right homes and can move fast when you find one.
Your first door is closer than you think.
Find out what you could borrow today. Free, friendly and no obligation.