Moving home, made simple.
Moving house is exciting, but it can be stressful, whether it’s your first move or your fifth. There’s a sale to coordinate, a purchase to line up and big financial decisions along the way. We take care of the mortgage side, so you can focus on the move.
- Port your mortgage, or start fresh. We compare keeping your current deal with a new mortgage, including any early repayment charges, so you can see which costs less.
- Borrow the right amount. We work out what you can afford to borrow for your next home, based on your income, your outgoings and the equity in your current property.
- Keep your sale and purchase in step. Timing matters when you’re selling and buying. We keep your mortgage moving alongside your estate agent and solicitor.
- Be ready to make an offer. We can arrange an Agreement in Principle, so sellers and agents know you’re serious.
- Explain every step. You’ll get plain-English answers at each stage, with no jargon and no surprises.
A smooth move takes a good team. You’ll want an estate agent and a solicitor you trust, and we’ll work with them throughout. We’ll talk through your plans, compare the options across the market and give you a clear recommendation, with the reasons behind it.
Planning a move? 01947 469003
Free · No obligation · 2 minutes
See how much you could borrow
An adviser will call you within 2 working hours.
We’ll only use your details to contact you about your mortgage.
200+
homeowners helped
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average rating on Google
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lenders searched for you
40 yrs
of combined experience
Sound familiar?
The questions every first-time buyer asks.
When should I speak to a mortgage broker about moving?
As early as possible, ideally before you put your home on the market or start viewing.
What is an Agreement in Principle?
It’s a statement from a lender that, based on an initial check, they’re likely to lend you a certain amount.
Can I take my current mortgage with me?
Often you can, which is known as porting. It depends on your lender’s rules and whether you meet their criteria for the new property.
Will I have to pay an early repayment charge when I move?
You may if you end your deal early and don’t port it. If you do port, any charge may be avoided, but you can still face costs on any extra borrowing.
Your journey
From first chat to front door.
1
Free first call
We get to know you, your plans and your budget. No credit check.
2
Agreement in Principle
So estate agents know you’re serious when you find the one.
3
Offer accepted, we apply
We recommend the right deal and handle the full application with the lender.
4
Keys in hand
We chase lenders, solicitors and agents and keep you updated until completion.
Takes 2 minutes · No obligation
Testimonials
What our clients say.
★★★★★
Absolutely brilliant service! Dan went above and beyond to ensure I secured the best possible mortgage for my situation. He dealt with problems in the process that weren’t even his responsibility, just to make sure everything stayed on track and completed faster. His support, expertise, and responsiveness made the whole experience far less stressful. Highly recommend!
Emma Prudom
Residential Purchase
★★★★★
Daniel was very helpful and professional finding us a new mortgage deal. He always kept us updated on what was going on and the best deals. Very pleased with the service we received and Daniel sorted everything out for us and advised us on the best deal for us. Would highly recommend Your Door Mortgage Advice.
Tiffany McCourt
Residential Remortgage
★★★★★
Outstanding and well organised service from start to finish.
Andrew Needham
Buy-to-Let Remortgage
Working with lenders including:
Getting ready
You don’t need anything to get started.
For the first call, just bring your questions. When it’s time to apply, we’ll ask for:
- Photo ID
- Proof of address
- Recent payslips
- Bank statements
- Proof of your deposit
- Details of any credit
Liam Ryder
Financial Services Administrator
Moving home is an exciting new chapter, and we love helping people make that transition as smooth and stress-free as possible. Whether you’re upsizing, downsizing, or simply ready for a change, we take the time to understand your needs, priorities and plans for the future. Our aim is to provide clear advice, personal support and guidance at every stage, so you can feel confident in your decisions and focus on making your next house feel like home.
How much can I borrow for my next home?
Lenders look at your income, your regular outgoings, your credit history and the value of your current home, along with how much you owe on it. We’ll work out a realistic figure and which lenders are likely to say yes.
What if I’m buying before I’ve sold?
It’s possible, but needs planning, because you may need funds in place before your sale completes. We’ll look at the options, including how long your offer lasts and the costs involved, so you can see the risks before you commit.
What costs should I budget for when moving?
These can include stamp duty, legal fees, valuation and survey costs, mortgage fees and removals. We’ll help you build a clear picture of what you’ll need so there are no surprises later.
How long does a house move take?
Many moves take around two to four months from agreeing the sale to completion, but it varies with the length of the chain and how quickly everyone responds. A prompt, well-prepared mortgage application helps keep things on track.
What happens if my circumstances change during the move?
Tell us as soon as you can, whether it’s a job change, a change in income or a new credit commitment. Lenders reassess before they lend, so we’ll explain how it could affect your application and what to do next.
Your new home is closer than you think.
Talk to our team about your plans today. Free, friendly and no obligation.