Protecting your home and the people in it.
Your mortgage is probably the biggest commitment you’ll make, and it needs paying whatever life brings. Protection can help keep you and your family secure if illness, injury or death means your income stops. We’ll explain the options in plain English and help you find cover that fits your circumstances and your budget.
- Life insurance. Pays out if you die during the policy term, helping your family clear the mortgage or manage without your income.
- Income protection. Pays a regular monthly income if you can’t work because of illness or injury, until you return to work or the policy ends.
- Critical illness cover. Pays a tax-free lump sum if you’re diagnosed with a serious condition covered by your policy.
- Cover for your needs. You can combine these, and we’ll help you decide what level of cover makes sense for you.
We’ll talk through your mortgage, your family and your finances, then compare cover across insurers. We’ll explain what each policy does and doesn’t cover, and give you a clear recommendation with the reasons for it.
Want to protect what matters? 01947 469003
Free · No obligation · 2 minutes
Speak to a protection specialist today
An adviser will call you within 2 working hours.
We’ll only use your details to contact you about your protection enquiry.
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lenders searched for you
40 yrs
of combined experience
Sound familiar?
The questions those seeking Financial Protection ask.
Why do I need protection when I have a mortgage?
If you couldn’t work or you died, your mortgage payments would still need to be met. Protection can pay out to help keep your home and your family’s finances on track.
What is life insurance?
It pays a lump sum if you die during the policy term. Many people use it to clear a mortgage or support their family. A level policy pays a fixed amount, while a decreasing policy pays less over time to follow a repayment mortgage.
What is income protection?
It pays a regular monthly income if you can’t work because of illness or injury, usually after a waiting period that you choose. It’s designed to replace part of your income until you return to work.
What is critical illness cover?
It pays a tax-free lump sum if you’re diagnosed with a serious condition covered by the policy, such as certain cancers, heart attack or stroke.
Your journey
From first chat to peace of mind.
1
Free first call
We get to know you, your plans the areas of protection you want to explore.
2
We explore all the options
Our team will look into suitable cover for your circumstances and report back
3
Choose what level of cover you’d like
We help you think through your priorities and choose cover which meets your needs.
4
Policies start
Your insurance policie(s) take effect, giving you peace of mind.
Takes 2 minutes · No obligation
Testimonials
what our clients say.
★★★★★
Absolutely brilliant service! Dan went above and beyond to ensure I secured the best possible mortgage for my situation. He dealt with problems in the process that weren’t even his responsibility, just to make sure everything stayed on track and completed faster. His support, expertise, and responsiveness made the whole experience far less stressful. Highly recommend!
Emma Prudom
Residential Purchase
★★★★★
Daniel was very helpful and professional finding us a new mortgage deal. He always kept us updated on what was going on and the best deals. Very pleased with the service we received and Daniel sorted everything out for us and advised us on the best deal for us. Would highly recommend Your Door Mortgage Advice.
Tiffany McCourt
Residential Remortgage
★★★★★
Outstanding and well organised service from start to finish.
Andrew Needham
Buy-to-Let Remortgage
Working with lenders including:
Getting ready
You don’t need anything to get started.
For the first call, just bring your questions. When it’s time to apply, we’ll ask for:
- Photo ID
- Proof of address
- Recent payslips
- Bank statements
- Proof of your deposit
- Details of any credit
Liam Ryder
Financial Services Administrator
We’re passionate about helping people protect what matters most to them. Life can be unpredictable, and having the right financial protection in place can make all the difference when the unexpected happens. We take the time to understand your personal circumstances, priorities and future plans, helping you explore the options available and find cover that suits your needs. Our aim is to make everything clear and straightforward, so you can feel confident knowing you and your loved ones are better prepared for whatever life brings.
What’s the difference between income protection and critical illness cover?
Income protection pays monthly while you can’t work, for a wide range of illnesses and injuries. Critical illness cover pays a one-off lump sum if you’re diagnosed with a specific listed condition. Some people choose one, and some combine them.
What will it cost?
It depends on your age, health, occupation, smoking status, the amount of cover and how long you want it. We’ll compare quotes across insurers so you can see a range of costs, then talk through what you can comfortably afford.
Will I have to answer medical questions?
Usually, yes. Insurers ask about your health and lifestyle, and it’s important to answer honestly and fully, because getting it wrong could affect a future claim. We’ll guide you through the questions.
Does protection cover everything?
No. Policies have exclusions and conditions, and what’s covered differs between insurers. We’ll explain the key terms, including what isn’t covered, so there are no surprises if you need to claim.
Will the state support me if I can’t work?
State support, such as statutory sick pay or benefits, is limited and may not cover your outgoings. Many people use protection to fill the gap, and we can help you work out how much support you might need.
Peace of mind is closer than you think.
Find out how you can protect what matters today. Free, friendly and no obligation.